Big purchase
A single charge crosses the amount you chose.
Money limits
Catch the charge while you can still change the story.
Your bank history becomes private context, not evidence against you. Nothing fires backward. You choose what starts watching.
Subscription Radar
See the repeat charges hiding in plain sight.
Recurring charges are grouped into a clean audit, while corrected spend removes transfers, card payments, and fees and nets refunds back in. You get a truer number before choosing a limit.
When you connect a bank
Your history is context — never ammunition.
Connecting your bank imports your last 90 days as read-only background, and nothing fires backward. Zero retroactive nudges. Zero “gotcha” for money you already spent. You get your last 90 days at a glance — spend math done right, with transfers, card payments, and fees stripped out and refunds netted back in.
Corrected spend90 days
Transfers, card payments, and fees removed. Refunds netted in.Suggested limit · Delivery~$220/month
This limit would have triggered 5× in the last 90 days.
Your Crew sees none of it. Ever.
Corrected, then suggested
The math stays private.
Your history helps shape useful limit suggestions. It never becomes a retroactive nudge or a report for your Crew.
Five limit types
A line shaped like the habit.
Category
Delivery, shopping, dining, or another category reaches your line.
Merchant repeat
The same merchant appears more often than you intended.
Subscription pile-up
Recurring charges stack past the limit you set.
Budget pace
Your corrected spend is moving faster than your monthly plan.
Quiet wins add up
Turn a save into a habit you can see.
Fix a charge, cancel a repeat subscription, or skip the impulse. The win stays private, and the money you kept can move toward the balance or auto-save goal you actually chose.
Start with the money habit on your mind.
Download on the App Store
0:00 Saved. Nobody notified
Your moment is yours
Your goal deserves real stakes.
Set your first limit or habit. If you slip, your Fix Window gives you time to fix it before your Crew receives a nudge.
Download on the App Store 7 days free · iPhone, iOS 17+ · Cancel anytime.